{"id":339,"date":"2024-04-08T08:55:08","date_gmt":"2024-04-08T08:55:08","guid":{"rendered":"https:\/\/seren-finance.com\/?page_id=339"},"modified":"2024-04-08T09:15:50","modified_gmt":"2024-04-08T09:15:50","slug":"mortgage-insurance-2","status":"publish","type":"page","link":"https:\/\/seren-finance.com\/index.php\/mortgage-insurance-2\/","title":{"rendered":"Mortgage Insurance"},"content":{"rendered":"

[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” admin_label=”Header” _builder_version=”4.23.2″ _module_preset=”default” background_image=”https:\/\/seren-finance.com\/wp-content\/uploads\/2024\/02\/two-lawyers-are-reading-large-book-law-jointly-draft-prosecution-contract-look-details-case-defending-their-clients-concept-law-justice-scaled.jpg” background_position=”bottom_center” custom_margin=”||||false|false” custom_padding=”||0px||false|true” custom_padding_tablet=”||0px||false|false” custom_padding_phone=”||0px||false|false” hover_enabled=”0″ background_last_edited=”on|phone” background_position_phone=”center_left” background_vertical_offset_phone=”1%” collapsed=”on” global_colors_info=”{}” title_text=”two-lawyers-are-reading-large-book-law-jointly-draft-prosecution-contract-look-details-case-defending-their-clients-concept-law-justice” use_background_color_gradient=”on” background_color_gradient_stops=”#ffffff 0%|rgba(255,255,255,0) 99%” background_blend=”screen” background_color_gradient_direction=”90deg” sticky_enabled=”0″][et_pb_row _builder_version=”4.23.2″ _module_preset=”default” width=”90%” width_tablet=”90%” width_phone=”90%” width_last_edited=”on|phone” max_width_tablet=”” max_width_phone=”” max_width_last_edited=”on|phone” module_alignment=”center” custom_margin=”|4vw||4vw|false|true” custom_margin_tablet=”|4vw||4vw|false|true” custom_margin_phone=”|5vw||5vw|false|true” custom_margin_last_edited=”on|phone” custom_padding=”||||false|false” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.2″ _module_preset=”default” custom_padding_tablet=”” custom_padding_phone=”|0px|||false|false” custom_padding_last_edited=”on|phone” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.2″ _module_preset=”94fa2ee4-6b60-4d0b-b837-7f0ceae12b87″ text_text_color=”#E09900″ header_font=”Abril Fatface||||||||” header_text_color=”#a47c2d” header_font_size=”100px” header_line_height=”100%” max_width=”50vw” text_font_size_tablet=”” text_font_size_phone=”14px” text_font_size_last_edited=”on|phone” header_font_size_tablet=”40px” header_font_size_phone=”24px” header_font_size_last_edited=”on|tablet” header_2_font_size_tablet=”30px” header_2_font_size_phone=”20px” header_2_font_size_last_edited=”off|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

<\/span><\/span><\/div>\n

Mortgage Insurance<\/h1>\n

[\/et_pb_text][et_pb_text _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

What is loan insurance?<\/span><\/h2>\n

[\/et_pb_text][et_pb_button button_url=”https:\/\/emprunteur.devis-facile-assurance.fr\/?lic=bdbd3890-7254-45f2-8a3a-b949448069ed” button_text=”Try our simulator” button_alignment=”left” _builder_version=”4.23.2″ _module_preset=”10d33825-5d22-4352-ab0c-28796e27efa3″ custom_button=”on” button_text_size=”18px” button_text_color=”#f2f2f2″ button_bg_color=”#a47c2d” button_border_width=”0px” button_border_radius=”0px” button_font=”Roboto|500|||||||” button_use_icon=”off” background_layout=”dark” custom_padding=”14px|24px|14px|24px|true|true” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

What is loan insurance?<\/h3>\n

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Loan insurance is a guarantee that covers the monthly payment or the remaining capital of a loan in the event of certain occurrences such as: Death, Total and Irreversible Loss of Autonomy, Total or Partial Permanent Disability, Temporary Work Incapacity.<\/p>\n

Loan insurance is used to cover real estate loans for primary residence projects, secondary residence projects, or rental investments (directly or through real estate investment trusts).<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/seren-finance.com\/wp-content\/uploads\/2024\/04\/pexels-rdne-stock-project-7821498-2-1-scaled.jpg” title_text=”pexels-rdne-stock-project-7821498 (2) (1)” _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/seren-finance.com\/wp-content\/uploads\/2024\/04\/Mortgage-insurance.png” title_text=”Mortgage insurance” _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

In the case of loan insurance for a real estate loan, it is important to understand that the insured parties are the borrowers of the loan contract and that the beneficiary of the insurance is the lending institution.<\/p>\n

Although there is no legal requirement for borrowers to take out such insurance, in practice this insurance will be requested almost systematically by lending institutions.<\/p>\n

The Lagarde law (of 2010) allows you to freely choose the insurance of your choice when negotiating your loan.<\/p>\n

As for the Lemoine law, which came into effect in September 2022 for all existing insurance contracts, it allows you to choose another more advantageous contract at any time.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https:\/\/emprunteur.devis-facile-assurance.fr\/?lic=bdbd3890-7254-45f2-8a3a-b949448069ed” button_text=”Our simulator” button_alignment=”center” _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_button][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_row _builder_version=”4.23.2″ _module_preset=”default” width=”60vw” width_tablet=”60vw” width_phone=”84%” width_last_edited=”on|phone” max_width=”2560px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.2″ _module_preset=”default” header_font=”||||||||” header_text_color=”#a47c2d” header_3_font=”Abril Fatface||||||||” header_3_text_color=”#a47c2d” header_3_font_size=”35px” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

FAQ<\/h3>\n

[\/et_pb_text][et_pb_accordion icon_color=”#a47c2d” _builder_version=”4.23.2″ _module_preset=”default” toggle_font=”Abril Fatface||||||||” toggle_font_size=”20px” toggle_letter_spacing=”1px” closed_toggle_font=”Abril Fatface||||||||” body_font=”Roboto||||||||” background_enable_color=”off” global_colors_info=”{}”][et_pb_accordion_item title=”How can I get a mortgage in France? ” open=”on” open_toggle_text_color=”#fdf9f3″ open_toggle_background_color=”#212b52″ closed_toggle_background_color=”#212b52″ toggle_icon=”;||divi||400″ _builder_version=”4.23.2″ _module_preset=”default” body_text_color=”#fdf9f3″ background_color=”#212b52″ background_enable_color=”on” global_colors_info=”{}” toggle_text_color=”#fdf9f3″ toggle_level=”h4″ toggle_font=”|700|||||||”]<\/p>\n

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  1. Speak to us first via a video call. We\u2019d like to learn more about your plans.<\/li>\n
  2. You give us power of attorney to act on your behalf.<\/li>\n
  3. We then analyse your supporting documentation and prepare a standard application form.<\/li>\n
  4. We conduct a purchase simulation to compare banks.<\/li>\n
  5. You have 11 days to consider our offers before having to sign the mortgage contract.<\/li>\n
  6. Remaining funding (release of funds) is provided.<\/li>\n<\/ol>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”Why use a mortgage specialist?” open_toggle_text_color=”#fdf9f3″ open_toggle_background_color=”#212b52″ closed_toggle_background_color=”#212b52″ toggle_icon=”;||divi||400″ _builder_version=”4.23.2″ _module_preset=”default” body_text_color=”#fdf9f3″ background_enable_color=”off” global_colors_info=”{}” toggle_text_color=”#fdf9f3″ toggle_level=”h4″ toggle_font=”|700|||||||” open=”off”]<\/p>\n

    Your mortgage specialist will negotiate on your behalf to get the best terms for your mortgage. But what\u2019s even more important is that an international mortgage specialist also knows exactly how to deal with French banks and what they expect from you to give you a mortgage.<\/span><\/p>\n

    \n

    \u00a0<\/o:p><\/span><\/p>\n<\/div>\n

    \n

    Our multi-lingual team (English, German and French) will help you apply for your mortgage in France. <\/o:p><\/span><\/p>\n<\/div>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”Why use an international mortgage specialist?” open_toggle_text_color=”#fdf9f3″ open_toggle_background_color=”#212b52″ closed_toggle_background_color=”#212b52″ toggle_icon=”;||divi||400″ _builder_version=”4.23.2″ _module_preset=”default” body_text_color=”#fdf9f3″ background_enable_color=”off” global_colors_info=”{}” toggle_text_color=”#fdf9f3″ toggle_level=”h4″ toggle_font=”|700|||||||” open=”off”]<\/p>\n

    \n

    Whether you\u2019re based in Europe or the USA or would simply like to buy a property in France while remaining in your country of work and\/or origin (Benelux, Germany, Switzerland), we\u2019re here for you!<\/span><\/p>\n<\/div>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”Which is the most important criteria to get a mortgage in France?” open_toggle_text_color=”#fdf9f3″ open_toggle_background_color=”#212b52″ closed_toggle_background_color=”#212b52″ toggle_icon=”;||divi||400″ _builder_version=”4.23.2″ _module_preset=”default” body_text_color=”#fdf9f3″ background_enable_color=”off” global_colors_info=”{}” toggle_text_color=”#fdf9f3″ toggle_level=”h4″ toggle_font=”|700|||||||” open=”off”]<\/p>\n

    \n

    The more you can personally contribute, the more likely you are to be offered a mortgage from a French bank.<\/span><\/o:p><\/span><\/p>\n

    <\/span><\/p>\n<\/div>\n

    It\u2019s worth remembering that international clients have to fund a personal contribution of at least 25 % (for related costs, such as notary, property and estate agent fees).<\/span><\/o:p><\/span><\/p>\n

    <\/span><\/p>\n

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    Conditions may be easier for French citizens.<\/span><\/o:p><\/span><\/p>\n<\/div>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”Which types of properties does Seren finance? ” open_toggle_text_color=”#fdf9f3″ open_toggle_background_color=”#212b52″ closed_toggle_background_color=”#212b52″ toggle_icon=”;||divi||400″ _builder_version=”4.23.2″ _module_preset=”default” body_text_color=”#fdf9f3″ background_enable_color=”off” global_colors_info=”{}” toggle_text_color=”#fdf9f3″ toggle_level=”h4″ toggle_font=”|700|||||||” open=”off”]<\/p>\n

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    Holiday homes, buy-to-let, permanent residences, homes under construction, etc.<\/span><\/o:p><\/span><\/p>\n<\/div>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”Can I buy through a limited liability company?” open_toggle_text_color=”#fdf9f3″ open_toggle_background_color=”#212b52″ closed_toggle_background_color=”#212b52″ toggle_icon=”;||divi||400″ _builder_version=”4.23.2″ _module_preset=”default” body_text_color=”#fdf9f3″ background_enable_color=”off” global_colors_info=”{}” toggle_text_color=”#fdf9f3″ toggle_level=”h4″ toggle_font=”|700|||||||” open=”off”]<\/p>\n

    \n

    You can obtain a mortgage and purchase a home through an SCI (Soci\u00e9t\u00e9 Civile Immobili\u00e8re<\/i>) or SARL de Famille <\/i>company.<\/o:p><\/span><\/p>\n<\/div>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”Which banks do you work with?” open_toggle_text_color=”#fdf9f3″ open_toggle_background_color=”#212b52″ closed_toggle_background_color=”#212b52″ toggle_icon=”;||divi||400″ _builder_version=”4.23.2″ _module_preset=”default” body_text_color=”#fdf9f3″ background_enable_color=”off” global_colors_info=”{}” toggle_text_color=”#fdf9f3″ toggle_level=”h4″ toggle_font=”|700|||||||” open=”off”]<\/p>\n

    \n

    Seren Finance works with various major banks: BNP, Cr\u00e9dit Agricole, LCL, Banque Populaire, Caisse d’Epargne, CIC…<\/o:p><\/span><\/p>\n<\/div>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”How much will a mortgage specialist cost me?” open_toggle_text_color=”#fdf9f3″ open_toggle_background_color=”#212b52″ closed_toggle_background_color=”#212b52″ toggle_icon=”;||divi||400″ _builder_version=”4.23.2″ _module_preset=”default” body_text_color=”#fdf9f3″ background_enable_color=”off” global_colors_info=”{}” toggle_text_color=”#fdf9f3″ toggle_level=”h4″ toggle_font=”|700|||||||” open=”off”]<\/p>\n

    \n

    Because we work fully independently, we don\u2019t receive any commission from the banks.<\/o:p><\/span><\/p>\n<\/div>\n

    \n

    Our normal fee is 1.5 % (+ VAT) of the mortgage amount, which is only payable if we\u2019re successful. In other words: until your notary receives the mortgage funds, our services won\u2019t cost you a penny.\u00a0 <\/span><\/o:p><\/span><\/p>\n<\/div>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”Do I need an insurance broker?” open_toggle_text_color=”#fdf9f3″ open_toggle_background_color=”#212b52″ closed_toggle_background_color=”#212b52″ toggle_icon=”;||divi||400″ _builder_version=”4.23.2″ _module_preset=”default” body_text_color=”#fdf9f3″ background_enable_color=”off” global_colors_info=”{}” toggle_text_color=”#fdf9f3″ toggle_level=”h4″ toggle_font=”|700|||||||” open=”off”]<\/p>\n

    \n

    Your insurance broker will support you by analysing your current policies and finding you the best guarantees. Furthermore, your insurance broker will help you with your financial contracts in France, such as Contrats d’assurance vie <\/i>(life insurance policies), Contrats de Capitalisation <\/i>(capital accumulation) and Plan d’Epargne Retraite <\/i>(pension savings plans).<\/o:p><\/span><\/p>\n<\/div>\n

    [\/et_pb_accordion_item][et_pb_accordion_item title=”What will it cost to check my current mortgage insurance?” open_toggle_text_color=”#fdf9f3″ open_toggle_background_color=”#212b52″ closed_toggle_background_color=”#212b52″ toggle_icon=”;||divi||400″ _builder_version=”4.23.2″ _module_preset=”default” body_text_color=”#fdf9f3″ background_enable_color=”off” global_colors_info=”{}” toggle_text_color=”#fdf9f3″ toggle_level=”h4″ toggle_font=”|700|||||||” open=”off”]<\/p>\n

    \n

    We usually charge a \u20ac100 fee for our brokerage service. In most cases, our customers make huge savings on their mortgage insurance. We\u2019re paid a commission from our insurance partners.<\/o:p><\/span><\/p>\n<\/div>\n

    [\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.23.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.23.2″ _module_preset=”default” header_font=”||||||||” header_text_color=”#a47c2d” header_3_font=”Abyssinica SIL|700|||||||” header_3_text_color=”#a47c2d” header_3_font_size=”35px” text_orientation=”center” global_colors_info=”{}”]<\/p>\n

    \n

    See who else has placed their trust in us<\/span><\/h3>\n<\/div>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ admin_label=”Features” module_class=”dc-carousel” _builder_version=”4.23.2″ _module_preset=”default” background_color=”#fdf9f3″ custom_padding=”0px||||false|false” collapsed=”on” global_colors_info=”{}”][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” _builder_version=”4.23.2″ _module_preset=”default” width=”90vw” max_width=”2560px” custom_margin=”|5vw||5vw|false|true” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.23.2″ _module_preset=”default” background_color=”#212b52″ custom_padding=”60px|30px|60px|30px|true|true” custom_padding_tablet=”60px|30px|60px|30px|true|true” custom_padding_phone=”|20px||20px|true|true” custom_padding_last_edited=”on|phone” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_text _builder_version=”4.23.2″ _module_preset=”f07e4c19-df6a-4a1c-ba9b-f1eac659f65f” header_3_font=”Montserrat|700|||||||” header_3_text_align=”left” header_3_text_color=”#a47c2d” header_3_font_size=”18px” header_3_line_height=”1.4em” text_orientation=”center” custom_margin=”||0px||false|false” header_3_font_size_tablet=”16px” header_3_font_size_phone=”14px” header_3_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n

    Joanna H.\u00a0<\/h3>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.23.2″ _module_preset=”default” text_font=”|800|||||||” text_text_color=”#a47c2d” text_font_size=”20px” text_letter_spacing=”4px” global_colors_info=”{}”]<\/p>\n

    \u2605<\/span>\u2605<\/span>\u2605<\/span>\u2605<\/span>\u2605<\/span><\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.23.2″ _module_preset=”ff518096-fd45-48c0-8edd-f1c449eb99fb” text_font=”Roboto|300|||||||” text_text_color=”#fdf9f3″ text_font_size=”16px” text_line_height=”180%” text_font_size_tablet=”15px” text_font_size_phone=”13px” text_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

    I have always received great service and fast response times when working with Romain at Ice Finance. He has an excellent level of English which is extremely useful when explaining French law and requirements to me. I highly recommend their services and have used them a few times in the past year.<\/p>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.23.2″ _module_preset=”default” background_color=”#212b52″ custom_padding=”60px|30px|60px|30px|true|true” custom_padding_tablet=”60px|30px|60px|30px|true|true” custom_padding_phone=”|20px||20px|true|true” custom_padding_last_edited=”on|phone” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_text _builder_version=”4.23.2″ _module_preset=”f07e4c19-df6a-4a1c-ba9b-f1eac659f65f” header_3_font=”Montserrat|700|||||||” header_3_text_align=”left” header_3_text_color=”#a47c2d” header_3_font_size=”18px” header_3_line_height=”1.4em” text_orientation=”center” custom_margin=”||0px||false|false” header_3_font_size_tablet=”16px” header_3_font_size_phone=”14px” header_3_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n

    Jos B.<\/h3>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.23.2″ _module_preset=”default” text_font=”|800|||||||” text_text_color=”#a47c2d” text_font_size=”20px” text_letter_spacing=”4px” global_colors_info=”{}”]<\/p>\n

    \u2605<\/span>\u2605<\/span>\u2605<\/span>\u2605<\/span>\u2605<\/span><\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.23.2″ _module_preset=”ff518096-fd45-48c0-8edd-f1c449eb99fb” text_font=”Roboto|300|||||||” text_text_color=”#fdf9f3″ text_font_size=”16px” text_line_height=”180%” text_font_size_tablet=”15px” text_font_size_phone=”13px” text_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

    Although it was very tricky to get, as a foreigner, a post acquisition mortgage, Romain kept on going to reach the goal, although I myself was a bit sceptical, and not always willing to fulfill all demands of the BNP, he kept on being polite and explaining everything very clearly. It ooks us 8 months.<\/p>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.23.2″ _module_preset=”default” background_color=”#212b52″ custom_padding=”60px|30px|60px|30px|true|true” custom_padding_tablet=”60px|30px|60px|30px|true|true” custom_padding_phone=”|20px||20px|true|true” custom_padding_last_edited=”on|phone” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_text _builder_version=”4.23.2″ _module_preset=”f07e4c19-df6a-4a1c-ba9b-f1eac659f65f” header_3_font=”Montserrat|700|||||||” header_3_text_align=”left” header_3_text_color=”#a47c2d” header_3_font_size=”18px” header_3_line_height=”1.4em” text_orientation=”center” custom_margin=”||0px||false|false” header_3_font_size_tablet=”16px” header_3_font_size_phone=”14px” header_3_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n

    Charlotte V.<\/h3>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.23.2″ _module_preset=”default” text_font=”|800|||||||” text_text_color=”#a47c2d” text_font_size=”20px” text_letter_spacing=”4px” global_colors_info=”{}”]<\/p>\n

    \u2605<\/span>\u2605<\/span>\u2605<\/span>\u2605<\/span>\u2605<\/span><\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.23.2″ _module_preset=”ff518096-fd45-48c0-8edd-f1c449eb99fb” text_font=”Roboto|300|||||||” text_text_color=”#fdf9f3″ text_font_size=”16px” text_line_height=”180%” text_font_size_tablet=”15px” text_font_size_phone=”13px” text_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

    Romain Moulin is a remarkable professional: expert, knowledgeable, thorough, smart and personable. He knows the French lending systems in side and out. He fought through set backs and enabled me to secure my dream house. I always felt he was on my side. I recommend him highly.<\/p>\n

    [\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ make_equal=”on” _builder_version=”4.23.2″ _module_preset=”default” width=”90vw” max_width=”2560px” custom_margin=”|5vw||5vw|false|true” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.23.2″ _module_preset=”default” background_color=”#212b52″ custom_padding=”60px|30px|60px|30px|true|true” custom_padding_tablet=”60px|30px|60px|30px|true|true” custom_padding_phone=”|20px||20px|true|true” custom_padding_last_edited=”on|phone” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_text _builder_version=”4.23.2″ _module_preset=”f07e4c19-df6a-4a1c-ba9b-f1eac659f65f” header_3_font=”Montserrat|700|||||||” header_3_text_align=”left” header_3_text_color=”#a47c2d” header_3_font_size=”18px” header_3_line_height=”1.4em” text_orientation=”center” custom_margin=”||0px||false|false” header_3_font_size_tablet=”16px” header_3_font_size_phone=”14px” header_3_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n

    Andrea B.<\/h3>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.23.2″ _module_preset=”default” text_font=”|800|||||||” text_text_color=”#a47c2d” text_font_size=”20px” text_letter_spacing=”4px” global_colors_info=”{}”]<\/p>\n

    \u2605<\/span>\u2605<\/span>\u2605<\/span>\u2605<\/span>\u2605<\/span><\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.23.2″ _module_preset=”ff518096-fd45-48c0-8edd-f1c449eb99fb” text_font=”Roboto|300|||||||” text_text_color=”#fdf9f3″ text_font_size=”16px” text_line_height=”180%” text_font_size_tablet=”15px” text_font_size_phone=”13px” text_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

    Romain a \u00e9t\u00e9 d’une aide fantastique pour mon mari et moi-Il nous a aid\u00e9s dans tous les aspects administratifs de l’\u00e9tablissement en tant qu’autoentrepreneurs et nous a \u00e9galement donn\u00e9 des conseils en mati\u00e8re d’investissement. Il est extr\u00eamement r\u00e9actif et est extr\u00eamement polie et professionnelle!<\/p>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.23.2″ _module_preset=”default” background_color=”#212b52″ custom_padding=”60px|30px|60px|30px|true|true” custom_padding_tablet=”60px|30px|60px|30px|true|true” custom_padding_phone=”|20px||20px|true|true” custom_padding_last_edited=”on|phone” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_text _builder_version=”4.23.2″ _module_preset=”f07e4c19-df6a-4a1c-ba9b-f1eac659f65f” header_3_font=”Montserrat|700|||||||” header_3_text_align=”left” header_3_text_color=”#a47c2d” header_3_font_size=”18px” header_3_line_height=”1.4em” text_orientation=”center” custom_margin=”||0px||false|false” header_3_font_size_tablet=”16px” header_3_font_size_phone=”14px” header_3_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n

    Marcella V.<\/h3>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.23.2″ _module_preset=”default” text_font=”|800|||||||” text_text_color=”#a47c2d” text_font_size=”20px” text_letter_spacing=”4px” global_colors_info=”{}”]<\/p>\n

    \u2605<\/span>\u2605<\/span>\u2605<\/span>\u2605<\/span>\u2605<\/span><\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.23.2″ _module_preset=”ff518096-fd45-48c0-8edd-f1c449eb99fb” text_font=”Roboto|300|||||||” text_text_color=”#fdf9f3″ text_font_size=”16px” text_line_height=”180%” text_font_size_tablet=”15px” text_font_size_phone=”13px” text_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

    Romain Moulin has helped us really well. We just bought our first home in France and the process was totally new for us. We couldn’t have done it without hem. It saves you a lot of stress by knowing someone is helping who understands the procedures and language.<\/p>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.23.2″ _module_preset=”default” background_color=”#212b52″ custom_padding=”60px|30px|60px|30px|true|true” custom_padding_tablet=”60px|30px|60px|30px|true|true” custom_padding_phone=”|20px||20px|true|true” custom_padding_last_edited=”on|phone” box_shadow_style=”preset1″ global_colors_info=”{}”][et_pb_text _builder_version=”4.23.2″ _module_preset=”f07e4c19-df6a-4a1c-ba9b-f1eac659f65f” header_3_font=”Montserrat|700|||||||” header_3_text_align=”left” header_3_text_color=”#a47c2d” header_3_font_size=”18px” header_3_line_height=”1.4em” text_orientation=”center” custom_margin=”||0px||false|false” header_3_font_size_tablet=”16px” header_3_font_size_phone=”14px” header_3_font_size_last_edited=”on|phone” locked=”off” global_colors_info=”{}”]<\/p>\n

    David R.<\/h3>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.23.2″ _module_preset=”default” text_font=”|800|||||||” text_text_color=”#a47c2d” text_font_size=”20px” text_letter_spacing=”4px” global_colors_info=”{}”]<\/p>\n

    \u2605<\/span>\u2605<\/span>\u2605<\/span>\u2605<\/span>\u2605<\/span><\/p>\n

    [\/et_pb_text][et_pb_text _builder_version=”4.23.2″ _module_preset=”ff518096-fd45-48c0-8edd-f1c449eb99fb” text_font=”Roboto|300|||||||” text_text_color=”#fdf9f3″ text_font_size=”16px” text_line_height=”180%” text_font_size_tablet=”15px” text_font_size_phone=”13px” text_font_size_last_edited=”on|desktop” locked=”off” global_colors_info=”{}”]<\/p>\n

    Romain Moulin is a remarkable professional: expert, knowledgeable, thorough, smart and personable. He knows the French lending systems in side and out. He fought through set backs and enabled me to secure my dream house. I always felt he was on my side. I recommend him highly.<\/p>\n

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    Mortgage InsuranceWhat is loan insurance?What is loan insurance?   Loan insurance is a guarantee that covers the monthly payment or the remaining capital of a loan in the event of certain occurrences such as: Death, Total and Irreversible Loss of Autonomy, Total or Partial Permanent Disability, Temporary Work Incapacity. Loan insurance is used to cover […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"_links":{"self":[{"href":"https:\/\/seren-finance.com\/index.php\/wp-json\/wp\/v2\/pages\/339"}],"collection":[{"href":"https:\/\/seren-finance.com\/index.php\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/seren-finance.com\/index.php\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/seren-finance.com\/index.php\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/seren-finance.com\/index.php\/wp-json\/wp\/v2\/comments?post=339"}],"version-history":[{"count":4,"href":"https:\/\/seren-finance.com\/index.php\/wp-json\/wp\/v2\/pages\/339\/revisions"}],"predecessor-version":[{"id":353,"href":"https:\/\/seren-finance.com\/index.php\/wp-json\/wp\/v2\/pages\/339\/revisions\/353"}],"wp:attachment":[{"href":"https:\/\/seren-finance.com\/index.php\/wp-json\/wp\/v2\/media?parent=339"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}